I agree with your point on human psychology, but survivorship bias is relevant here.
One way in which my new car is objectively better is that it has better safety features, which makes me less likely to die in a crash. My feelings about it may well normalize over time, but only if I survive long enough.
The correlation is not perfect, but lots of creature comforts actively make us live longer. In addition to the comfort of pooping indoors, indoor plumbing also makes it easier to wash your hands with warm water afterward, harder to trip and fall on the trip to the outhouse, both of which make you live longer. The people who die don't get to psychologically adjust to their premature deaths.