disagree, because the alternative is having a million tiny templates, which is annoying and cumbersome. sometimes you just want a condition to check if a user has an avatar, or if there are replies to a post, or whatever else. same with loop, if something is specific to a template, there's no reason for repeating content to not be a loop (I don't think a template system should allow custom loops though, only looping over predefined content).

I prefer having one big template for a view, when doing SSR. Some layout components will have to be their own template if they repeat on different pages, depending on the template engine you can either pull other templates in directly (in which case using loops is also valid here IMO), or have a variable with a HTML blob generated from another template.

I don't really think either of those things count as code, because there's only logic that is relevant to how things are displayed. It's just, if the user has an avatar, show an image tag, otherwise, show a placeholder image/nothing. repeat this HTML once for each comment shown. That's not code in any meaningful way. I mean technically all of it is code, but you know what I mean.