It's not that I didn't have one, it's that my mom lied to me about having one and was instead writing bad checks to the college. They didn't like checks bouncing so I had a few days to get off campus or else.
Believe it or not there was an outcry here when fees were introduced for tertiary education. But you pay them using a government-backed interest-free loan - I think it took me 6 or 7 years to pay off two degrees? Still, as I said, even if for whatever reason you attended lectures etc. without having paid for enrolment, nobody would care.