ok. So you are on your boat. Small craft with three people is rapidly approaching on a direct course. You are nervous so you grab the gun (probably more than 5 seconds because you are out on deck and the biometric safe is fixed in the cabin, but I'll give you a pass on that).
Where do you aim the gun? At them? At the deck?
They see you are holding a gun, get a different look on their face, and one starts to reach under the seat.
What do you do?
Remember you are in a foreign country and don't speak the language, don't know the customs, cannot read the body language, ...