The pattern of zoning and development that the U.S. has used for the past 70 years assumes that nobody wants to walk or cycle anywhere and that they feel so strongly about it that they want cities to be built such that people will die if they attempt to do so. I grew up in a neighborhood where the elementary school was about half a mile away... on the other side of a five lane highway with no crosswalk and no sidewalk on the other side. Zero chance to assert your independence as a kid. Zero chance to live responsibly as an adult.
A part of the reason people wish they had FSD so badly is because they want to be rescued from this fundamental failure of NA-style urban planning that necessities driving, all the time, across both short and long distances.