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caramelcustard
3y ago
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We have mortgages and credit scores because the aformentioned humanity more often than not lacks the responsibility to assess both the financial capabilities of those who borrow the money and the evaluation capabilities of those who lend.
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hcrean
3y ago
This is a late stage cause. There are also many early stage causes.
caramelcustard
OP
3y ago
"Shepherds, Merchants, and Credit: Some Observations on Lending Practices in Ur III Mesopotamia"
https://www.jstor.org/stable/25165020
Late stage, huh?
crygin
3y ago
How long do you think that humans have existed?
caramelcustard
OP
3y ago
Depends on what humans we're talking about. 200k years, if we talk Homo Sapiens.
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