If you are in FOSS for the money, you are not in FOSS.
Humanity could be sat around eating fruit and making art, instead we have mortgages and credit scores, because the venal systems corrupt and extortionate the progressive ones.
We have mortgages and credit scores because the aformentioned humanity more often than not lacks the responsibility to assess both the financial capabilities of those who borrow the money and the evaluation capabilities of those who lend.