I want to stick with the Kickstarter example a bit longer, as "banking the unbanked" is to me one of the few claims of potential crypto applications that I care about.
Blockchain technology is at this point well over a decade old, yet we can still only talk about its benefits in hypotheticals. You claim that a decentralized, crypto-based alternative to Kickstarter would be valuable in those places where institutions are not functional. This seems like something that could be tested today, as opposed to in some nebulous future. So where are all these applications that financially emancipate the proverbial Somalian farmer? I haven't really seen any concrete, significant success stories, much less any that justify the fossil fuels we're burning to maintain these systems.
I suspect this has to do with the strong correlation between corruption in general (which would drive one to adopt crypto alternatives) and poor or nonexistant education (which is needed for the tech literacy to use crypto and not be scammed at every turn). I don't know how to solve that problem.
> But forget kickstarter[...]
I don't know how to solve that problem without blockchain; I also don't know how to solve it with blockchain.