The way I think of it, risk of accident of the delivery truck, the risk of the farm getting their crops ruined, risk of insolvency or net x day term payments, risk of loans taken out to cover patented seeds, risk of expired food.
If nobody wanted to take the risk to plant each time given the potential ROI, you wouldn't get grocery items?
(I'd consider this a random example https://www.callifd.com/uploads/1/3/0/7/130789654/chili_pepp...)