I think it technically takes 24-48 hours to clear, but that doesn't tend to be an issue in practice. You'll get the push notification telling you the money has arrived and your balance will update in seconds.

You should give Wise and/or Revolut a try. The apps are way better, and probably one of the best features both have is virtual cards (Revolut has also a one-time card that is automatically destroyed after use). Note that you also get physical cards with both. I think Revolut has a few more features that Wise lacks, like travel and device insurance, but for the financial part, the features are nearly identical. Also, currency exchange rates are way better than traditional banks.