I can buy YT Premium.
Or I can run adblockers. What portion of video I decide to skip watching on my device and which HTTP calls I make and which I don't is something I can decide and it has nothing to do with ethics or morality IMHO.
Watching a free YouTube video is something like getting a magazine copy for free. There is no moral obligation to look at the ads there, I can just skip those pages and pick and choose articles I want to read, even though I got the copy for free.
If the creators are giving away too many copies for free, they can start selling them instead. Or giving them and asking for voluntary donation. Or they can find another business.
It's not my responsibility to make sure the creator is profitable running their business. That's entirely on them.
I only complain if someone tries to make it an ethical/moral issue, that I use one.
I also understand that was not your point in your comment, I am not trying to strawman you :)