Tricky issue. I do know that where I live (Wales), there are huge numbers of people living relatively comfortably on a benefit-funded lifestyle.

There's also a whole lot more to the UK safety net than Jobseeker's Allowance.

>If you lose your private insurance you’d have to rely on the NHS

If you don't mind me asking, are you a UK native? That's a fantastic turnaround of the typical sentiment about the NHS, which is that it's a shining example of what the wonders of socialised care can do, and how we can do without the evils of privatised healthcare. FWIW I agree with you - it's actually a stinking dump of a money pit, and an embarrassment to anyone who has experienced any other 1st world health care.