I use a private matrix server to send passwords from my laptop/desktop password managers to myself in E2EE channels, then delete the message. On occasion, if a password is only 18 or 20 characters (like an admin account or a single user service account) i'll type it by hand. And i use all lowercase "easy to say" passwords whenever possible. I do not believe (and never have) that adding an ampersand and a 7 to a password makes it more secure than adding "rb" to the end of a password.