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0 pointsJumpCrisscross4y ago0 comments

> helped lay the foundations to rebuilding my credit

Does Affirm report paid-off loans to credit agencies?

0 comments

Yes. They also report each payment (had an Affirm loan for an Aviron row machine, as it was the only way to buy it, which is a whole other story).

FireBeyond4y ago

I have had at this point at least a dozen Affirm BNPL loans, all paid.

There's not a single Affirm tradeline on any of my credit reports.

toomuchtodo4y ago

Odd. It’s on my most recent tri merge credit report a lender pulled (and provided me) for a recent RE refinance. Looks like they are selective about which loans they report? My purchase was ~$2k, with 12 monthly payments.

https://helpcenter.affirm.com/s/article/reporting-to-credit-...

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0 comments

toomuchtodo4y ago

Yes. They also report each payment (had an Affirm loan for an Aviron row machine, as it was the only way to buy it, which is a whole other story).

FireBeyond4y ago

I have had at this point at least a dozen Affirm BNPL loans, all paid.

There's not a single Affirm tradeline on any of my credit reports.

toomuchtodo4y ago

https://helpcenter.affirm.com/s/article/reporting-to-credit-...

j / k navigate · click thread line to collapse