I don’t disagree with your experience regarding maintenance. Mine has been with a bike in Florida rain, where the streets run yellow with pine pollen in spring, and where the fog is of the Pacific’s salt air.
With my folding bike, I just find a place to park the car and peddle the last mile or don’t and just walk. A car doesn’t require me to park close.
Car or bike or foot, I tend to maintain my chill about the same frequency. I stopped competing for parking a few years ago. Cannabis helped. YMMV, but it helped on the internet too.