My personal observation. A large proportion of credit card payment were fraud, or flagged as such. It was such a huge number (% wise) that I (thought I) understood why stripe pulled the rug out. And in another project I observed a very large and sudden increase at attempted fraud right after elements of crypto were introduced (including attempts at impersonating me, and someone else involved).
But honestly, when it comes to the crypto world, I'm that guy who laughed at that other guy for buying bitcoin at 20 cents. There was a lesson there somewhere.