> it would be closed 10 years from now

Is that confirmed? I was holding off on doing my backdoor Roth because it seemed like no one was really sure what was going to happen if BBB passes. Most people figure that it would at least take effect in 2023 instead of the original intent of 2022, but as far as I know, it wasn't actually changed.

I’d welcome that, but it’s new information to me and I can’t find confirmation of it. The sources I find all say it could potentially be banned retroactive to the start of this year.