The wires loop back behind my ears so they don't get pulled out easily, the wires have yet to short out, and they are replaceable in case I ever want or need to replace them. I almost always use them with my phone, so the USB-C-to-3.5mm dongle that came with my phone is typically attached to the end.

I don't mean to shill for this or any other brand in particular, but I'm pretty sure there are several affordable, decent quality earbuds/IEMs out there with replaceable cables.