Let it never be said I can't change my mind. HN is supposed to be open, curious discussion, right?
No, I'm not closing my safe deposit box, but that article made me realize the danger of banks just deciding someday "You know what? Who needs those stupid things any more?"
Of course, the same thing applies to cloud backup services. Google is constantly telling me I should buy more storage.
Eventually, you don't want to rely on a service that's unprofitable for the company providing it. Unless, like an insurer paying off your life insurance policy, it's something that they can't out of, without destroying their reputation. Or bringing the government down on them.