This isn’t really relevant. You can make more money and still be burdened

There are a lot of companies out there that mandate a degree for roles that don't require one. That creates artificial demand for an expensive credential, and of course a loan industry happy to issue debt for said required credentials (it's a racket). I put forth that if you exposed companies to the cost of that credentialing in some way (a tax of some sort on roles that mandate higher education), those roles would suddenly not require a degree, or on the job training would replace it.