You paid with five years of your life. Even if college were "free", it still wouldn't be the optimal thing for everyone to do. It is the best choice for some, but unfortunately those who make other choices are often looked down upon in much of the world unless they're an outlier success.
The cost of US schools is a massive problem, but the increasing assumption that everyone needs to take multiple years out of what could be the most productive phase of their life to engage in a tracked cookie-cutter experience is an even bigger problem.
Schooling and education aren't the same thing and the first doesn't always lead to much of the second.