Yes, I don't know if the current room-temperature superconductor material (which really is room temperature, 15°C) will ever be useful for this; it was only discovered in 02020, so it is very unlikely that anyone is using it in a product today, even if they find a way to apply the necessary pressure (267 GPa, thus requiring ultrahard anvils). You're probably thinking of something like YBCO, which is "high-temperature" in the sense you're describing, requiring only LN₂, not "room-temperature".

Costs change over time. There was a time when solar panels cost 100k USD, too. A lot of the costs you're describing are NRE; others are costs that can be reduced.

Ultimately what everyday people will end up using is whatever is cheap and works well enough. Right now NMR isn't cheap, and neither is FT-IR or XRD, but these things change over time. Benchtop NMR is already good enough for distinguishing between significant classes of contaminants that could be in your purported insulin.

I'm typing this on a 50-gigaflops computer, which is faster than the Cray Y-MP Los Alamos had back in the 01990s, and people routinely buy teraflops video cards now, any one of which is faster than ASCI Option Red, if you remember that. I just drank a mass-produced soft drink out of a can made of aluminum, the metal Napoleon III preferred to gold to exhibit his wealth. Last year Chinese companies brought three covid vaccines to market within six months of the disease's discovery and started mass vaccinations, though most observers had predicted a minimum of 18 months. SpaceX is routinely landing reusable rockets on their tails now, and the world's energy infrastructure is rapidly shifting from fossil fuels to solar.

Things change. Today's science fiction is tomorrow's old news.