"Spend time with your friends", she says.

OK, and then not be able to go out for drinks with your friends because you can't afford to eat out? Or because you're working a 12 hour shift because you need the overtime? Or studying trying to get marketable job skills?

This discussion is full of rich, self-righteous assholes lecturing about how being wealthy isn't that great for this or that reason...

Rich people don't have to worry about losing their job because their shitty 10 year old car is breaking down. They even can afford to buy cars that actually appreciate in value.

Rich people can afford accountants to help them dodge the hell out of taxes, while poor people make mistakes on their tax forms and get slammed with extra taxes and fees.

If someone rich loses their job, they likely have multiple kinds of savings, at least an emergency fund. What a novel concept- money you have just in case there's an emergency. They have plenty of people to network with and can find another job easily.

Rich people don't have to worry about getting bent over if they need a loan.

Rich people can buy durable housing, clothing, etc instead of shit that falls apart constantly.

Rich people can afford healthy food, and have the time and energy to cook for themselves or at least get nutritious take-out, etc.

I have slowly made a bunch of friends via an activity I'm able to do because of a family member. I was invited to an activity. That activity is going to cost $100+, not including the gas to get to/from the event. That is a sixth of my monthly budget. The guy organizing the event owns a "summer car" that costs $150,000.