I found this sentence interesting, as it contained positive and normative statements that I disagree with, with a non-sequitor between them. You say that you have no contract with them, even though you agreed to some sort of 'user agreement'. Then you say that you forgot about it, and that makes your faulty memory their problem. They have to make sure your data is secure for you because you... just don't bother to pay any attention to where you're leaving it? Should they also be responsible for checking your password against known breaches, to make sure it's not compromised? Where does this end?