No, I am not. Follow along:
I check my $100 dollar wallet.
It's there, doesn't get emptied.
Cool, I think! Next day I check my $1000000 wallet.
It gets immediately emptied.
Alternatively:
I check my $100 dollar wallet. It gets emptied.
SCAMMER I scream on HN and Twitter.
Site gets shutdown. Silly person doesn't check their $1000000 wallet.