Why is it bad?

One of the first pieces of advice for anyone sorting out personal finances is "figure out what subscriptions you aren't using." Cancelling in many cases is an anti-pattern (looking at you, NYT)

Because for NYTimes e.g. they don't allow online cancelation and need to through the phone retention loop.

RBI mandate thing could have been implemented better but I absolutely support the idea that recurring payment control should be with the consumer and not the merchant.