Usually it's very subtle, definitely not in your face. For some it will be the glass ceiling at work they'll never manage to break,no matter how good they are, for others it will be people simply not wanting to interact beyond 'hi, bye' level.
I wouldn't say I had bad experience myself, but then again I haven't lived there as long as I did in the UK. As I said, things are usually subtle and underneath the surface,so not everyone can/want to see.