Sure, but plenty of parents do take out PLUS loans - which are capped at whatever the tuition is. Aside from that, many lenders are handing out loans without cosigners[1]. And as the 2008 crisis has shown us, that's not an error: they are gambling.
>This is a story about grad student debt
OK, but the discussion is about student debt, not grad student debt. I think it's reasonable to assume that most people would be talking about undergraduate debt cancelation.
As for those absurdly expensive Masters degrees - the one in the article is borderline a scam.
>If we just got rid of loans for grad school, we're taking away an entire life path.
Again, it's quite a leap from debt cancelation to loans not being available to anyone ever, particularly for grad school. As you said, graduate school students are older, and graduate degrees often do pay off. Why would the banks pass on a money-making opportunity?
The degrees that are a solid investment would not disappear (and neither would loans for them), but the scammy ones (like in the article) would.
>By far my biggest disappointment with the current administration is not pushing more for free community college
Amen to that.
>Then you have my alma mater, the CSU system
OK, off-topic, but I'm going to live right next to CSU East Bay campus, and would appreciate any info about that system. One of my 2022 goals is getting involved in community outreach (math education / talks / etc); trying to remedy the damage done by our education systems when it comes to mathematics, particularly hoping to reach working adults.
Would love to hear your thoughts about that.
[1] https://loans.usnews.com/student-loans-without-co-signer