You really don't pay more for games or certainly don't have to. Farcry 6 is $60 on PS5 and it's $60 on PC, same with Forza Horizons 5 and as far as I'm aware pretty much every new release. PSN and Xbox Live run similar sales to Steam and often the same games go on sale for the same price at the same time. Plus sometimes there is very good deals at retail or on the used market that just have not existed as an option for PC gamers for like 15 years.

It is also a huge kinda expensive PITA to setup a PC to handle Blu-rays and do Netflix and YouTube as well as a console. UHD drives are not cheap and you need paid software like PowerDVD to actually watch the disc. Getting a good remote interface is tough and when swapping between games, blurays and Netflix/YouTube and games requires entering mouse land. On console its all designed to be used from the couch and works well that way and you can easily get a compatible remote for $20-30 if your TV's doesn't work over HDMI CEC.