I think this takes a good point too far. The society around you is not opt-in, it's a very difficult opt-out. People generally follow the religion of their parents, the career path of their neighborhood, etc. Opting out of the current economy would be a major, radical sacrifice (of status, friends, family, resources, opportunity) that would require enormous vision and courage. And then what do you do for health care, for example? How do you raise kids?

Peasants in the industrial revolution faced starvation, IIRC, if they didn't move to the cities. Much of their opportunity for their former lives had been taken away.