You need access to resources, so money will never be fully irrelevant to living a good life, until we are fully post scarcity.
In current society, if you have a house and an education, things are so easily available, then you can live a beautiful life on 15k a year (I do this right now, paying $950/m in LA). You could rightfully claim that housing is very essential, and is hugely expensive. However, houses are not actually expensive or difficult to make. Having a property in a certain desirable areas (which have been purposely prevented from expanding naturally) is the limiting factor. Also, IMO, a lot of property in desirable areas is in a bubble.
Regarding education, high level educations are increasingly becoming democratized through the internet. I have very high hopes for the future of education, where skilled teachers are able to make the highest quality content, made available for very low costs to millions. Having professors with doctorates was cool, because they meme-plexed information, but they were often limited on bandwidth. Search engines are making it increasingly easy to memeplex a field of knowledge without a hugely skilled person's assistance.