What does direct bank transfers offer in the way of dispute resolution?
Here in Australia we’re constantly warned not to transfer money direct to sellers bank account as there’s pretty much no way you’ll get your money back if the goods don’t arrive, and there’s not much the police will do for small value transactions.
> What does direct bank transfers offer in the way of dispute resolution?
It's just not something that comes up. The number of such stories I read on here/through Anglo-Saxon sources far outnumbers the number of local problems. Fewer shady sellers, perhaps?
To your question: although not as easy as a charge back, banks let you appeal. Some (perhaps many now) also offer cheap or free 30/90/365 day purchase insurance.
Also, for small value transactions there's a special legal channel.
