$61.5k in yearly contributions is out of reach for most people. I can't even max out my 401k due to high cost of living (with a family) and mediocre income.
Totally - it was more of an example of the quality of the subreddits. If they’re willing to get those details right then they have the earlier steps really well established.
No, those are called deferred comp plans and they’re a whole separate ballgame. MBDR is much more accessible to your average six-figure earning employee.