>From the amount of homeless and people living in tents and cars, AFAICT the expectation from this society is that people that can't afford rent for whatever reason should just live on the street.
Have you ever been to the US other than the west coast?
There's the occasional tent in a discreet spot in a vacant lot or under a bridge and the occasional car being lived out of at a truck stop. Maybe if you got every person living on the streets (vs a shelter) in a city to pick the same spot you'd have enough to be described as a "camp". It's nothing like you see on the west coast where the homeless are practically everywhere.
