I see. I don't find the lack of ability to share a device as a problem, but I can understand your first point.
On a side note, I was thinking about using both - password/PIN (something I know and must be conscious to provide) AND a fingerprint. Sadly, Windows Hello can't be configured this way.
yea its a real shame that combining them isn't more common.
i would also like more granular control. like a pin+fingerprint when im connected to my home network and full passphrase when not, ie when im travelling or whatever. if i know I'm going to be home for the evening and nobody else is around it would be nice to not have to use anything at all