> Maybe it's different with anything below Windows 10 Pro but that was my experience.
It is different with the "S" Home edition which is what comes with a lot of decently spec'd laptops for typical personal use.
I run Pro here and there's a secondary text link off to the side that you can click to make an offline account. That link doesn't exist with the Home edition (specifically the "S" edition, I don't know about the regular Home edition).
In all cases this is with the US version too, which might play a role in what's seen when people install Windows across the world.