Show HN: Safe Money – privacy-first finance tracker (opens in new tab)

Yes. We have a hard-limit of entities you can create. You only lose the ability to create new stuff, but you still can view and export everything.

We don't believe in taking data as a hostage.

I think "Smart import" answers your first question. But entities is a great question.

My own unanswered question:

Can this work offline?

I spend a lot of time in areas with no signal. So I am uncomfortable with apps that require a connection to a remote server to work with my own data. Besides connectivity issues, there is also the possibility of a poorly-timed service outage, or an eventual permanent shutdown. Bottom line, I have a strong preference for what I call the "KeePass" model: local-first encrypted data, that can be optionally synced for convenience.

1. you can import bank statements. We aim to support all the banks our users have. 2. since we encrypt every bit of data on the client side, we cannot differentiate transactions from categories. So entity is anything you create within the product. Most often, it's a transaction.

Sure... If the OFX/CSV we upload is encrypted before we upload it, how can you process it ("Leave the rest to us"). Conversely, if you are processing the OFX/CSV, how can you not peek into it?