I agree, but just to clarify: inability to pay one's debts has historically been one of the primary ways into forced labour with unfavourable conditions. A bit away from slavery still, but not a completely out of the air connection.

You missed the point. It was a deliberate simplification (hence a simplification of a biblical quote and the addition of "and so on") intended to steer the focus away from my personal opinion about debt, and towards the second point, i.e. dark patterns in order to get people to pay with credit rather than with a debit card.