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0 pointslxgr4y ago0 comments

> You weren't born with an account.

A merchant I shopped at, and paid in full by card, opened an account for me and shared line item details with Klarna, apparently because they are using them as their payments processor in addition to an installment payment option.

I noticed this when I later did in fact "open" an (or rather, claim an existing) account with them.

Very disturbing, and the bad aftertaste has never fully gone away.

0 comments

Hamuko4y ago

Do they always open up an account when you pay by card? Because I've definitely paid online purchases with my credit card with Klarna as the processor, but I am not aware of having an account there.

lxgrOP4y ago

You could try to find out by opening an account or alternatively with a GDPR request.

I just checked the chronology again: I performed the initial order months before opening the account, yet the line-level item details are there (and last time I checked, there was no way to delete these, for a payment years ago).

Oh, and I'm almost certain that somewhere within the fine print of paying at that store I consented to all of this, but this does not make it any less creepy from my point of view.

disabled4y ago

> You could try to find out by opening an account or alternatively with a GDPR request.

Klarna AB (a Swedish company) is obliged to follow GDPR worldwide. So, this does warrant a GDPR inquiry.

wensley4y ago

Same thing happened to me when buying a graphics card from a computer parts website. Klarna was so well integrated into the UI of the checkout process that I didn't even notice I was giving my details to them.

Only afterwards I noticed on my bank statement. I sent them a gdpr request to delete my data.

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