We agree on that. You misread my comment.
My risk tolerance is just different than yours. I've sold all of my BTC for ETH long time ago. Everyone is building on top of Ethereum, not Bitcoin. Bitcoin's meme about "every worthy usecase will get implemented on top of Bitcoin"... it's short-lived. Flippening is nigh, why would people re-implement something which exist on dominant chain on a chain that is subpar in every possible way?
And I disagree about best minds. Bitcoin hasn't produced anything of interest for a long long time. Most patient? Surely. Best? Not even close. Maxwell has missed zero-knowledge proofs in 2013.