But the fisherman rents and when his generous landlord sells to a real estate corp that capitalizes on market inefficiencies, he'll find himself out on the street and replaced by a remote software developer.

When he gets heart disease in 20 years, he'll find himself in an underfunded public hospital too.

When his kids grow up and he wants to send them to uni, he'll find himself taking out a 100K loan.

Then he'll find himself fishing all day long just to pay off the interest on his debt/to stay afloat and he'll regret no capitalizing on his younger days, but it's too late because all the fish are gone thanks to foreign fishing trawlers.