Yeah absolutely, that's kind of what I'm talking about. Though even then, managing different contract durations across many different companies for many different bills each month is annoying, and there are companies that can do that part for you as well. Haven't ever tried it, nor checked the cost, but it sounds like something that might be beneficial to not worry about. They can send me a summary each month to make sure I'm not spending too much.

The index fund investing with scheduled transfers is exactly what I meant by automated financial services. I probably micro-manage it a little too much right now for no real benefit.