- If you don't have to work two jobs to survive, you have the time to pursue other things, and you're more "lucky".
- If you have the ability to not work and can spend a year/two/five working out of a "garage", you're more "lucky" than those who can't.
- If you have the ability to send your kids to an expensive college without you or them going into life-long debt, then those kids can create lasting connections (a.k.a. networking) and be significantly more "lucky" than those who can't.
- If you have the money for good food, leisure, home, travel, medicine, etc., you're significantly more "lucky" than those who have to balance those things, and may not even have access to those things with all the consequences: chronic illnesses, stress etc.