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Given that setting up the "systems" requires a huge effort, I assume that the architecture assumes a single central entity is running all these core systems, right? If yes, does the system rely on these core components to be up? If yes, how does it not rely on a central authority?
Another aspect I don't yet understand: Traditional cryptocurrencies solve the distributed consensus problem through mechanisms like proof-of-work or proof-of-stake. What does MobileCoin use as a consensus mechanism?