OK, thanks, my mistake. Not coupled. But still, there is a strong presumption that your app will use a database and wants a database.yml.
The few times I've wanted to just start a Rails app with simple Erb, with models representing data concepts (but not necessarily SQL anything), and evolve out to using a database (if and when needed), have been frustrating.
It's something that has been easy to do in some other frameworks so I tend to see Rails as almost DB-required, if not in fact coupled.