This is a good distinction, if it also contains the nub of the problem - "with commercial intent". FAANG have very little (no, they have no) way of telling if my intent is commercial or just day to day existence.
I spend most of my life not wanting to buy stuff, and yet most of my online interaction assumes that I am wallet out ready to buy ... something.
(I assume (as a straight man) this is what most women feel like on a night out.)
this is also why I think duckduckgo has the right approach - for all FAANGs targeting based in behaviour etc, they are trying 99% of the time not to present the best match given commercial intent but they are trying to convert non-commercial behaviour into commercial behaviour. No wonder the ad conversion rates are poor. And we could get pretty much same response rates with context-only ads ala duckduckgo - or even a tag in google like "shopping: men's trainers"
In short FAANG are like those guys trying to "neg" women into sex. All the effort is in the wrong place.