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0 pointsjoshspankit5y ago0 comments

The providers should get paid every month that you’re in excellent health.

Imagine how many cheap cures we would “suddenly discover”.

0 pointsjoshspankit5y ago0 comments

The providers should get paid every month that you’re in excellent health.

Imagine how many cheap cures we would “suddenly discover”.

0 comments

6 comments · 2 top-level

throw1231231235y ago· 4 in thread

That would lead to a model where healthcare spending is directed to attracting healthy patients and refusing unhealthy patients.

In other words, the pre-ACA individual insurance market.

This is the result of the principal-agent problem, which is inherent to insurance itself.

No, you’re right.

Capitalism makes this a really difficult problem, even if we’re just doing hypothetical scenarios.

It's the same problem in non-capitalist systems that decide this by selecting what is covered or not.

There are payment models like this in use already. Look into capitation and accountable care organizations.

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