Is VISA an asset that protects against hyperinflation, is it permissionless to participate in, is it censorship resistant, is it pseudonymous?
You're comparing your bicycle to a cargo ship saying "see how much more energy efficient my bicycle is?". Meanwhile your bicycle can't tow 1000 tonnes of freight across the ocean. That's why is moot to compare them.
Bitcoin is no longer censorship resistant. From the US Government alone being able to track and prosecute domestic and international criminals using Bitcoin such as Ross Ulbricht [0] or the BTC-e founder [1], to censoring bitcoin addresses [2] , and there being a trend of the centralized Bitcoin miners complying with such orders [3]; that ship sailed a few years ago. "Users" today transacting on the Bitcoin network are implicitly asking permission from Uncle Sam with every transaction they make, since un-authorized use of Bitcoin has become so easy to prosecute.
- People are not prosecuted for using Bitcoin, they are prosecuted for crimes like drug trafficking or money laundering. Even Ross Ulbricht was not necessarily traced because of his Bitcoins.
- Geographic distribution of nodes and mining is important for decentralization.
- I don't live in the United States. I can wash/tumble my coins, proxy through other networks. Transact through Monero. The power is on the side of the users.
I'm showing evidence for how censorship is happening today in Bitcoin and therefore we cannot claim it to be "censorship resistant". Whether miners co-operate or not with the prosecutors is beside the point. The example of miner co-operation is just to show how easy censorship can be, but from the government's point of view it is just an optimization, not a necessary function.
I don't think you know how mining bitcoin works in theory and practice. I also think you're overestimating (long term) how much users care about what US (I assume from your reference) prosecuters do or not in relation to mining groups that are reachable by US jurisdiction
