I just use tab complete if I want a file from my working directory, which I actually prefer.
If anybody else is using zsh-autosuggestions, it's really worth looking into configuring it rather than using it out of the box. It exposes some pretty cool options. It was sub-par out of box in comparison to fish, but after some tweaking I like it better. You can do things like ignore history based completions on certain commands (like git, I don't need my last commit message popping up)