> your odds of a negative effect from COVID without vaccine is between 0.04% and 0.006%
And with the vaccine, they are 0%. Or sufficiently close enough, that they weren't registered in the large scale studies of various vaccine makers.
> roughly a tenth of a car maintenance, in time and cost
And I get the jab for free with paid leave, so for free in time and cost.
Why? Because the costs for society are evidently high. Most people have friends or relatives, which are in high risk groups (e.g. parents, grand-parents), and they rather do not want to take the risk of being responsible for their premature and rather gruesome death.